We are looking for a meticulous and experienced Senior Executive, Credit Management to join our team based in Penang, specializing in Hire Purchase financing. This role plays a critical part in evaluating credit applications, assessing risk, and ensuring sound credit decisions for vehicle financing.

Responsibilities:

-To process, evaluate and approve HP applications in accordance to guidelines and procedures.

-Review supporting income documents.

-Perform verification on customer’s personal and / or employment information.

-Attend to ad-hoc requests as and when required.

Requirements:

-Minimum of Degree holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.

-3 to 5 years of experience in credit decision with delegated authority to approve, preferably within a banking or financial services environment.

-Have strong track record in credit assessment and evaluation.

-Ability to lead small team of junior credit officers.

-Possess CCR certificate is additional advantage.

-Preferable mature candidate who can work independently, work well under pressure and consistently delivering results.

-Good communication in English and Bahasa Malaysia, both written and spoken

Why Join Us?

✔️ Competitive Salary & Performance Bonus
We value your contributions and reward results.

✔️ Comprehensive Health Coverage
Includes GP outpatient, hospitalization, and insurance benefits.

✔️ Dental & Optical Benefits
Stay healthy and confident — we've got you covered.

✔️ 16% Employer EPF Contribution
Above the statutory rate — we invest in your future.

✔️ Career Growth Opportunities
Take your career to the next level with us through continuous learning and internal mobility.

✔️ Positive Work Culture
Be part of a supportive team with strong values and collaboration.