Loan Consultant

Requirements



SPM/Diploma/Degree or higher academic qualitifications in any relevant fields.
Fresh graduate is welcome to apply.
Aggressive and fast learner.
Good attitude and responsible character.
Good written and verbal communication skills in Bahasa Malaysia and English.
Target oriented and ability to work under pressure to meet targets.
Computer literate and numerate.
Exhibit strong negotiation and problem solving skills.
Independent with persuasive interpersonal skills and results-driven.


Responsibilities

Credit and loans officers analyse and evaluate financial information on applications for credit for personal, mortgage, and business loan and determine approval or disapproval of the client for the credit or loan, or recommend to management approval or disapproval.
Understanding of applicants income for personal, mortgage, and business loans and matching to existing bank and koperasi product.
Researching and evaluating loan applicants’ financial status, references, credit and ability to repay the loan;
Submitting credit and loan applications to management with recommendations for approval or rejection;
Approving or rejecting loan applications within authorized limits ensuring that credit standards of the institution are respected;
Completing credit and loan documentation.
Benefits

KWSP
SOCSO
Medical claim included
Annual and medical leave shall be in accordance with the prevailing Labour Law