Sales Consultant (Banking)

About The Job

Responsibilities:

Customer Acquisition: Actively seek out new-to-bank customers through cold calling, roadshows, networking, and referrals.

Product Promotion: Pitch and sell a variety of products, including Personal Loans, Mortgages, Credit Cards, SME Financing, and Bancassurance.

Relationship Management: Maintain and deepen relationships with existing customers to encourage loyalty and identify cross-selling opportunities.

Financial Advisory: Conduct basic financial needs analysis for customers to recommend the most suitable banking solutions.

Documentation & Compliance: Collect and verify customer documents for loan applications and ensure all activities adhere to Bank Negara Malaysia (BNM) regulations and internal AML (Anti-Money Laundering) policies.

Market Intelligence: Stay updated on competitor products, interest rates, and market trends to provide feedback to the management team.

Requirements:

Fresh Graduates: A Bachelor's Degree in Business, Finance, Economics, or Marketing is preferred. However, many banks (like Maybank or CIMB) accept degrees from any discipline if you demonstrate strong communication skills.

Non-Degree Holders: You can apply with an SPM (minimum 5 passes including BM) or a Diploma, provided you have at least 1-2 years of sales experience.