Senior Credit Analyst/ Senior Executive, Credit Management

Open for 2026 Intake – Early applications are welcome!

We are looking for a meticulous and experienced Senior Executive, Credit Management to join our team, specializing in Hire Purchase financing. This role plays a critical part in evaluating credit applications, assessing risk, and ensuring sound credit decisions for vehicle financing.

Responsibilities:

To process, evaluate and approve HP applications in accordance to guidelines and procedures.

Review supporting income documents.

Perform verification on customer’s personal and / or employment information.

Attend to ad-hoc requests as and when required.

Job Requirements:

Minimum of Degree holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.

3 to 5 years of experience in credit decision with delegated authority to approve, preferably within a banking or financial services environment.

Have strong track record in credit assessment and evaluation.

Ability to lead small team of junior credit officers.

Possess CCR certificate is additional advantage.

Preferable mature candidate who can work independently, work well under pressure and consistently delivering results.

Good communication in English and Bahasa Malaysia, both written and spoken