Transaction Monitoring Executive

Key Responsibilities

· Conduct real-time and post-transaction monitoring to detect fraudulent activities.

· Investigate flagged transactions, analyze risk patterns, and report suspicious activity.

· Ensure compliance with Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations.

· Collaborate with internal compliance teams and regulatory authorities to address fraud concerns.

· Document investigation findings, maintain audit trails, and prepare reports for stakeholders.

· Assist in refining and improving monitoring strategies based on evolving threats and trends.

· Provide recommendations to enhance fraud detection systems and internal controls.

Required Skills and Qualifications

Must-Have:

· Bachelor’s degree in Finance, Business, Risk Management, or a related field.

· 1-3 years of experience in transaction monitoring, AML, or fraud investigation.

· Strong analytical skills with attention to detail in identifying transaction anomalies.

· Familiarity with AML regulations and compliance frameworks (e.g., FATF, BNM, MAS).

· Excellent problem-solving and investigative abilities.

· Ability to handle sensitive data with confidentiality and integrity.

· Strong communication skills to collaborate across departments.

Nice-to-Have:

· Professional certification in AML (e.g., CAMS, ICA).

· Experience using transaction monitoring software and risk analytics tools.

· Knowledge of digital payments or fintech fraud trends.

· Prior experience in the banking, fintech, or financial services industry.